Car insurance up nearly 20% since 2022

Motor insurance premiums continue to rise.

The average premium rose to €655 in the first half of 2025, up almost a fifth compared to late 2022.

The latest figures from the Central Bank also show 85% of personal injury claims are now being resolved under the Personal Injuries Guidelines.

Brian Hanley, CEO of the Alliance for Insurance Reform, says that’s welcome, but damage claims are now taking their place:

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